1. Introduction
Welcome to Independently Strong (“we”, “us”, “our”). These Terms & Conditions (“Terms”) govern your access to and use of our website at info@twfocouple.com (“Site”) and any courses, guides or services offered (collectively, the “Services”). By using the Site or Services, you agree to be bound by these Terms. If you do not agree, you must not access or use the Site or Services.

2. Eligibility
You represent and warrant that you are at least 18 years old (or the applicable age of majority in your jurisdiction) and have full legal capacity to agree to these Terms. If you are under that age, you must not access or use the Site or Services.

3. Accounts & Registration
If you create an account with us (or via our course platform), you agree to provide accurate, current and complete information. You are responsible for safeguarding your login credentials and for all activity under your account. You must notify us immediately if you suspect any unauthorized use of your account.

4. Courses, Guides & Purchases

• When you purchase a course or guide, you will receive access to the relevant content on our platform (we currently use a third‐party platform such as Teachable).

• All purchases are subject to our refund policy as described on the Site at the time of purchase.

• You agree not to copy, reproduce, share, distribute, sell, or create derivative works of the course content without our prior written permission.

5. Use of the Site & Services
You agree to use the Site and Services only for lawful purposes and in accordance with these Terms.

You must not:

• Use the Site or Services in any way that violates any applicable law or regulation.
• Interfere with or disrupt the Site or Services or servers/networks connected to them.
• Attempt to gain unauthorized access to any part of the Site or Services, other accounts, or computer systems/networks.
• Use the Site or Services to collect or store personal data of others without their consent.

6. Intellectual Property
All content on the Site and Services (including text, graphics, logos, videos, audio, course materials) is owned or licensed by us and is protected by copyright, trademark and other intellectual property laws. You are granted a limited, non‐exclusive, non-transferable licence to access and use the content for your personal, non-commercial use only, subject to compliance with these Terms.

7. Disclaimers & Limitation of Liability

• The content of our courses and guides is for informational and educational purposes only and does not constitute medical, mental health, legal or other professional advice. If you have any concerns, you should consult an appropriate professional.

• We make no warranties or guarantees of any kind (express or implied) regarding the accuracy, completeness, or suitability of the Service for your particular situation.

• To the maximum extent permitted by law, we exclude all liability for any direct, indirect, incidental, consequential or punitive damages arising from your use of the Site or Services.

8. Termination
We may suspend or terminate your access to the Site or Services at our discretion, without notice, for any conduct that we believe violates these Terms or is harmful to other users or us. Upon termination, all rights granted to you will immediately cease.

9. Modifications
We reserve the right to revise or replace these Terms at any time in our discretion. If a revision is material, we will attempt to provide notice prior to any new terms taking effect. By continuing to access the Site after those revisions become effective, you agree to be bound by the revised Terms.

10. Governing Law / Jurisdiction
These Terms shall be governed by and construed in accordance with the laws of the state of [Insert State], and you agree to submit to the exclusive jurisdiction of the courts located in [Insert County/State] for any disputes arising out of or relating to these Terms or your access to the Site or Services.

11. Entire Agreement
These Terms, together with any policies posted by us on the Site, constitute the entire agreement between you and us regarding your use of the Site and Services, and supersede all prior or contemporaneous communications, whether electronic, oral or written.

12. Contact
If you have any questions about these Terms, please contact us at:
Email: info@twfocouple.com